Advice Hub: Residential

Residential property owners often need clear, practical guidance they can trust. Our guides bring together advice reflecting how Collier Stevens supports homeowners, buyers and landlords across Kent and London, from surveys and defect diagnosis to neighbour and party wall matters, alongside insight into local property considerations when instructing a building surveyor in London or arranging a building survey in Kent.

blocked gutters

Have you checked your gutters lately?

With the autumn rain pouring down, blocked gutters can cause leaks and flooding. Clearing them is an important task to prevent water from draining down the outside wall of your house, leading to dampness and timber decay. Checking joints, downpipes, and brackets for damage is crucial to prevent overflow. Regular maintenance can save thousands in future repairs.
pair of feet with socks on walking down some stairs

What problems do surveyors find with stairs?

Staircases can often be overlooked when buying or maintaining a property, but they are one of the most crucial things to consider. There are practical problems, such as the stairs leading to a loft conversion, but also dangers such as missing handrails and asbestos being present. Safety regulations for domestic staircases specify the maximum gap between spindles, step height, and tread depth. Surveyors often find structural problems in poorly maintained or altered staircases.
cavity wall

Identifying cavity wall insulation problems

Cavity wall insulation is recommended as a means of improving a building’s thermal efficiency. However, not all cavity walls are suitable for insulation. The problem with this process is that it fills the cavity with a material that can allow water in causing dampness and condensation. The installation of retro fit cavity wall insulation is covered by the Building Regulations and must be carried out and designed by a person in a competent installer scheme.
Cozy bedroom with a floral-patterned bedspread, sloped white walls, skylights, and a pink armchair in a bright, modern space.

What are the rules and regulations for loft conversions?

If you're considering a loft conversion, it's important to understand the rules and regulations around the process. Most loft conversions can be built under the 'Permitted Development' rules, but some need planning permission. It's also essential to get building regulation approval and to comply with health and safety legislation. If you're converting a loft in a terraced or semi-detached property, you may also need to have a Party Wall Agreement.
building on the boundary - hoarding , site safety, protection

Advising neighbours of building work

In most cases, there is no obligation to formally notify a neighbour of building work unless the work falls within the notification requirements of the Party Wall Act. However, there are some circumstances where notification is required, such as building a new wall up to or astride the boundary with a neighbouring property. If a neighbour does not follow the notification requirements, affected parties may need to seek professional advice and potentially take legal action.
image of balconies on tall building

Do balconies present a fire risk?

The removal and replacement of any combustible material used in balcony construction is the clearest way to prevent external fire spread from balconies. Balconies made of wood or with timber decking on a steel framework are likely to present a risk, and many mortgage lenders are starting to refuse to lend on property with timber balconies. Property managers should be aware of the risks caused by fires on balconies, including those caused by partition walls, and the storage of items.
welcome to Ashford sign

Could you save money long term by buying property that has a more expensive commute to work?

Buying property outside London can result in significant savings, even when considering the cost of commuting. For example, Ashford offers homes at a fraction of the cost of Bromley. A two-bedroom terrace costs £375k in Bromley compared to just £170k in Ashford. Additionally, Ashford is a growing area with new residential developments, and business hubs. It's important to remember to budget for a building survey when purchasing a property.
folkestone pier with people walking and sitting at tables

£1.5 million for a 2 bed-apartment, or a block of 38 flats?

Wondering how far your money will go in Clapham, South West London? Well, doing a quick search suggests a 2-bed apartment in Clapham Junction would set you back £1.5m! So what are the benefits of moving to the coast, where a growing tourism and business hubs are drive growth? For £1.5m, you can get an 8-bed detached house with a tennis court and swimming pool. Protect any investment by having a building survey undertaken by a Chartered Surveyor.
windows

Problems and Pitfalls with uPVC windows

As new architectural trends favour more glass in buildings, homeowners seek the benefits of natural light and a feeling of spaciousness. However, with uPVC double glazed windows, common problems include defective mechanics, damaged seals, and foggy panes. Installing windows with a reputable installer, and a warranty period with an insurance-protected guarantee is crucial.
Image of conservatory interior

Conservatory planning, construction and problems

Building a conservatory is a great way to extend your home, and there are many styles available in different materials. However, there are certain things to consider, such as whether you need planning permission or a party wall agreement. It's also important to think about building regulations, materials, and construction issues. It's important to use a reputable company and ensure that any issues are dealt with promptly.
refurbished bedroom

When is an independent survey not really a survey?

Not all surveys are created equal. A mortgage valuation survey only tells the lender that they can lend you money, while an independent building survey commissioned by you will provide you with more detailed information. It's best to use a firm of independent chartered building surveyors, preferably local to the property, for a better report at a lower cost.
Interior view of an attic showcasing structural elements marked: purlin, strut, rafter, binder, and insulation needing upgrade.

Surveys of lofts and roofs – what we look for

Surveyors inspect lofts in both building surveys and homebuyer reports. Roof spread and bowing timbers can be indicative of overloading and a need for extra strengthening timbers. The surveyor inspects for woodworm holes and any decay, while keeping an eye out for insulation and fire separation.